A web user asks, My partner and I are going for a car loan (it will be a secured loan with security over the car). The finance person asked what payments and loans we have each month, I told them everything accurately but forgot a small personal loan which we have. When checking my your credit rating can they tell that we still have this loan. I have obtained a copy of my credit report but it doesn’t say anything about previous loans whether they have been finalised or not, can a finance company see this information? will it go against us?does a finance company see the same as what i see on my credit report or do they see more?

thanks

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