Can paying off a personal loan early adversely affect your credit score?
A web user asks, KNOWLEDGABLE PEOPLE ONLY!
We have a small personal loan through the bank and it has been paid on time since Feb. But we contacted one mortgage company who said that it looked bad, then another said it was fine. But we really want to pay it off so it is one less bill. They don’t take a fee or any interest to pay it off early. But we need to know if it will cause our credit to go down.
Can you help them out? Post your advice!
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