A web user asks, I have a bet going on with a friend about this.

Can a personal loan from another person (not a bank or lender) be added to a credit report to a credit report to boost a score or add a tradeline.

For example, you borrow $2,000 for a family member and you buy them back in a year, can that be added as a tradeline and what docs would you need?
I mean can this be added to a equifax, experian, or transunion credit report as a line of credit.
Ok, I got an answer saying only registered items can be added, how come people have added tradelines from places like car insurance, car payments from “your job is your credit places” that normally don’t report, so on.

Can you help them out? Post your advice!

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