A web user asks, Hi..I’m 19 years old and I need a fast loan. My credit score is in the 700. Right now I don’t work and is currently staying home with parent enjoying the summer. In a couple of weeks I should have a job and should be getting around $800 to $1000 a month. The loan amount that I’m interest is about 15K. I really just need about 12k but just in case. I have Bank of America as my local bank right now.

After telling me what banks look for when applying for a personal loan, can you also recommend suggestions to what banks I should look for to get this fast loan?
I need the money for college stuff like a laptop that cost $3K…etc… New clothes…apartment….travel…etc..

Can you help them out? Post your advice!

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