A web user asks, I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?

Can you help them out? Post your advice!

Related Items:

1. What is the consequence for paying off your current credit card debt with a new credit card?
2. Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this?
3. What is the best credit card to rebuild credit with a decent limit?
4. What is a good credit limit for a first credit card?
5. How often can credit card companies reduce my limit on my credit card?