Archive for the ‘Credit’ Category

A web user asks, I live in Australia now under a student visa. I want to buy a car with my credit card from the US (Australia won’t give me one) but the credit card company won’t allow me to pay with a foreign account and my US bank I have direct debit from won’t allow foreign bank transfers. I’m stumped.... read more

A web user asks, I wast just trying to have the limit of my credit card increased and my bank applied for a new one for me. Since I don’t need a new credit card I want to t cancel the new one without ever activating it- will this affect my credit score?... read more

A web user asks, If I am the merchandise who provides the online selling service with credit card payment method. So, i will only delivery the goods to someone after we received the payment confirmation from the bank.
As the credit card transaction will only be reflect in the statement about one month later, what happen if someone claim that they never buy those goods and claim that someone have misused his credit card to do the transaction? when they report it to the bank? then will the bank came to withdrawn the transaction from us? mean we will need to bear for the loss??
since we have already delivery to goods out (sometime is overseas one) and if bank decided not to pay us that transaction, then we will suffer a big lose?... read more

A web user asks, Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..... read more

A web user asks, How can expenses from other budget categories be tracked clearly if “credit card payments” covering a variety of expenditures is used on the budget spreadsheet rather than the specific budget lines for each category of items paid for with a credit card? ... read more